Direct Deposit

Do you find yourself in a hurry every Friday fighting rush hour traffic to get to the bank before they close? Would you like more convenience when dealing with your paycheck? Then you need Direct Deposit!

How does it work?

When you give your employer the OK, they can send your paycheck electronically to First Federal each pay period. We then deposit it directly into your account, helping you avoid traffic jams and long lines. You can even set up your Direct Deposit so that it goes into several different accounts such as your checking, savings, or Christmas Club account. With Direct Deposit, you never have to worry about getting to the bank in time.

Direct Deposit puts you in charge of your money.


  • You don’t have to go to the bank to deposit paychecks
  • Your money is automatically deposited into your account on time, every time
  • Direct Deposit payments are never lost and remain confidential
  • Direct Deposit gives you access to your money earlier than check deposits

Contact a banking center nearest you for more information.

Lost or Stolen ATM/Debit Card?

Please contact us Monday through Friday from 8:00 AM CST to 5:00 PM CST at (812) 492-8123, if your ATM or Visa Debit card is lost or stolen. After normal business hours, call (800) 554-8969. 

Traveling? Contact Us!

At First Federal, we take extra precautions to protect your account. We monitor ATM and debit card transactions to protect you from fraud. Therefore, we may call you to verify transactions and ask questions about your account. If you plan on using your ATM or debit card, please be sure to create a travel exemption through our mobile banking application by selecting My Cards.  *Certain travel destinations may require additional approval from First Federal/Home Building Savings Bank.  If you do not see the country you are traveling to listed, please contact First Federal/Home Building Savings Bank’s eBanking team at (812) 492-8123 or via email at  If you need assistance outside of business hours, contact (866) 960-2290.