Consumer Loans

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No matter what you’re in the market for, we have a loan to fit your personal financial needs.  Be sure to ask about our credit pre-qualification before shopping around.

Auto Loans

If you are purchasing a new or used vehicle, need to refinance your current vehicle for a lower rate and payment, want to purchase the vehicle that your lease is expiring, or you would like to use the equity you have built into your vehicle to manage debt, we have the right loan program for you.   With competitive rates and terms, First Federal can put you in the driver’s seat today!


Motorcycle Loans

Want to feel the wind in your hair?  We can finance that new or used motorcycle in your future or refinance your current loan.  Choose a payment that will fit your budget.


Boat Loans

Is the water calling your name? With great rates, we can finance the purchase of a new or used boat or refinance your boat loan with our competitive rates and terms.


Recreational Vehicle Loans

Looking to spend more time as a family?  What better way than with a new or used RV financed with low monthly payments?  We can refinance your existing loan with our low rates to save more money for those family trips.


Deposit Secured

A Deposit Secured loan is a loan that is secured by a deposit account. Monthly payments are made to pay yourself back while you continue to earn interest on your deposit account.  This loan may assist with building or re-establishing credit but is not guaranteed to do so.


Loan Servicing is available between 8:00 am and 5:00 pm CST Monday through Friday (excluding bank holidays) to assist with the following requests:

  • Payments by phone
  • Insurance questions
  • Loan history requests

Please call (812) 492-8125 or contact us via email at

If you are experiencing difficulties in keeping your loan payments current, please contact our Collection Specialists at (812) 492-8127 or