Loan Rates
Mortgage Rates
| Rate | APR | |
|---|---|---|
| Medical Professional | 7.000% | 7.060% |
| 15 Year Fixed¹ | 7.000% | 7.097% |
| 20 Year Fixed¹ | 7.125% | 7.203% |
| 30 Year Fixed¹ | 7.375% | 7.436% |
| Construction¹ | 7.000% | 7.115% |
| Turn-Key¹ | 7.000% | 7.060% |
All rates and terms are accurate as of 4/25/2024 and subject to change without notice. The above Annual Percentage Rates (APR) assume a 20% down payment with a loan amount of $200,000. A $200,000 0-point 30-year mortgage at a 7.375% interest rate will have an APR of 7.436% and a $1,381.35 monthly principal and interest payment. 1Private Mortgage Insurance (PMI) required for loans with a loan-to-value (LTV) of 80% or lower.
Auto Loans1
| Year | Rate as low as* | APR as low as* |
|---|---|---|
| 2023-New | 6.250% | 7.060% |
| 2022 | 6.500% | 7.312% |
| 2021 | 6.750% | 7.562% |
| 2020 | 7.000% | 7.814% |
| 2019 | 7.250% | 8.065% |
| 2018 & older | 7.750% | 8.567% |
All rates and terms are accurate as of 4/25/2024 and subject to change without notice. 1These rates and APRs assume a $20,000 loan amount. A $20,000 automobile loan at a 6.250% interest rate for 36 months with a $200 document preparation fee, a $35.00 VSI Insurance fee, and a $7.00 Digital Titling Fee will have an APR of 7.060% and a $611.16 monthly payment.
Loans are subject to credit and collateral approval.
Ask about our additional loan products including, but not limited to:
- Home Equity
- Jumbo
- Millennia
- Government programs including FHA, VA, USDA
- Lot or Land
- Swing
- First-Time Homebuyer
- 80-10-10
- Boat, Motorcycle, or RV
Loans are subject to credit and collateral approval.
Contact a banking center nearest you for more information.
