Deposit Rates

CD Specials

Description	Minimum	APY
91 Day CD Special	$2,500	4.00%
182 Day CD Special	$2,500	5.20%
8 Month CD Special	$500	4.60%
9 Month CD Special	$500	5.15%
1 Year CD Special	$500	5.10%
15 Month CD Special	$500	5.00%
18 Month CD Special	$500	4.25%
23 Month CD Special	$500	4.10%
2 Year CD Special	$500	4.00%
30 Month CD Special	$500	3.75%
3 Year CD Special	$500	3.50%
4 Year CD Special	$500	2.75%
5 Year CD Special	$500	2.75%

Use this calculator to find out how much interest you can earn on a Certificate of Deposit (CD).

Minimum balance to earn Annual Percentage Yield (APY) is $500 or $2,500 for 91 and 182-day specials. A penalty will be imposed for early withdrawal. Rates subject to change without notice. Rates effective 09/06/2023.

Savings Rates

Description	Minimum	APY^*
Next Generation Savings	$100	0.10%
	$2,500	0.20%
	$10,000	0.30%
	$25,000	0.30%
	$100,000	0.40%
	$250,000	0.50%
Christmas Club²	$25	0.10%

Personal Checking Rates

Description	Minimum	APY^*
Next Generation Checking	$0	0.10%
	$10,000	0.15%
	$100,000	0.25%
Health Savings Account	$0	0.25%
	$10,001	0.50%
	$25,001	1.00%
	$50,001	1.25%
	$75,001	1.50%

Money Market Rates

Description	Tier	APY^*
Regular	$0	0.05%
Money Market	$1,000	0.12%
	$10,000	0.15%
First Choice Money Market	$0	0.15%
	$10,000	0.15%
	$25,000	0.20%
	$75,000	0.25%
	$150,000	0.35%
	$250,000	0.50%

Business Checking Rates

Description	Tier	APY^*
Community First Checking	$0	0.10%

Description	Rate
Earnings Credit Rate	0.10%

*APY refers to Annual Percentage Yield based on simple interest and assumes reinvestment of paid dividends. Fees could reduce earnings. Rates effective as of 11/22/2022 and are subject to change without notice.

2-Christmas Club- $25 minimum to open. Penalty may be imposed for early withdrawal

3-Rate may change after account is opened

Contact a banking center nearest you for more information.