Deposit Rates
CD Specials
| Description | Minimum | APY |
|---|---|---|
| 91 Day CD Special | $2,500 | 3.00% |
| 182 Day CD Special | $2,500 | 4.35% |
| 8 Month CD Special | $500 | 4.30% |
| 9 Month CD Special | $500 | 4.25% |
| 1 Year CD Special | $500 | 4.10% |
| 15 Month CD Special | $500 | 4.00% |
| 18 Month CD Special | $500 | 4.00% |
| 23 Month CD Special | $500 | 2.75% |
| 2 Year CD Special | $500 | 3.50% |
| 30 Month CD Special | $500 | 3.25% |
| 3 Year CD Special | $500 | 3.00% |
| 4 Year CD Special | $500 | 2.75% |
| 5 Year CD Special | $500 | 2.75% |
Jumbo CD Specials
| Description | Minimum | APY |
|---|---|---|
| 182 Day Jumbo CD | $200,000 | 4.85% |
| 8 Month Jumbo CD | $200,000 | 4.65% |
| 9 Month Jumbo CD | $200,000 | 4.65% |
| 1 Year Jumbo CD | $200,000 | 4.50% |
| 15 Month Jumbo CD | $200,000 | 4.25% |
| 18 Month Jumbo CD | $200,000 | 4.25% |
| 2 Year Jumbo CD | $200,000 | 4.00% |
| 30 Month Jumbo CD | $200,000 | 3.50% |
| 3 Year Jumbo CD | $200,000 | 3.25% |
| 4 Year Jumbo CD | $200,000 | 2.75% |
Use this calculator to find out how much interest you can earn on a Certificate of Deposit (CD).
Minimum balance to earn Annual Percentage Yield (APY) is $500 or $2,500 for 91 and 182-day specials. We have a $200,000 minimum for our Jumbo CD Specials to earn Annual Percentage Yield (APY). A penalty will be imposed for early withdrawal. Rates subject to change without notice. Rates effective 04/07/2023.
Savings Rates
| Description | Minimum | APY* |
|---|---|---|
| Next Generation Savings | $100 | 0.10% |
| $2,500 | 0.20% | |
| $10,000 | 0.30% | |
| $25,000 | 0.30% | |
| $100,000 | 0.40% | |
| $250,000 | 0.50% | |
| Christmas Club2 | $25 | 0.10% |
Personal Checking Rates
| Description | Minimum | APY* |
|---|---|---|
| Next Generation Checking | $0 | 0.10% |
| $10,000 | 0.15% | |
| $100,000 | 0.25% | |
| Health Savings Account | $0 | 0.25% |
| $10,001 | 0.50% | |
| $25,001 | 1.00% | |
| $50,001 | 1.25% | |
| $75,001 | 1.50% |
Money Market Rates
| Description | Tier | APY* |
|---|---|---|
| Regular | $0 | 0.05% |
| Money Market | $1,000 | 0.12% |
| $10,000 | 0.15% | |
| First Choice Money Market | $0 | 0.15% |
| $10,000 | 0.15% | |
| $25,000 | 0.20% | |
| $75,000 | 0.25% | |
| $150,000 | 0.35% | |
| $250,000 | 0.50% |
Business Checking Rates
| Description | Tier | APY* |
|---|---|---|
| Community First Checking | $0 | 0.10% |
| Description | Rate |
|---|---|
| Earnings Credit Rate | 0.10% |
*APY refers to Annual Percentage Yield based on simple interest and assumes reinvestment of paid dividends. Fees could reduce earnings. Rates effective as of 11/22/2022 and are subject to change without notice.
2-Christmas Club- $25 minimum to open. Penalty may be imposed for early withdrawal
3-Rate may change after account is opened
Contact a banking center nearest you for more information.
