Credit Cards
We make it easy to choose the credit card that is right for you with three cards to choose from. All three cards are available in two options: Low Rate Card or Preferred Points Card.
- Mastercard® World
- Mastercard® Platinum
- Visa® Platinum
Personal Card – Low Rate
Benefits
- Competitive annual percentage rate (APR).*
- 24-hour toll-free live customer assistance available at 800-367-7576
- Online account information available 24/7 at www.cardaccount.net
- Rental car collision damage waiver protection
- Unlike some card offers, the APR* for purchases and cash advances is the same. We do not charge a higher rate for cash advances.
Features
- No annual fee
- Low introductory rate for the first six months*
- Competitive ongoing APR*
- 25-day interest-free grace period on all purchases. No grace period on cash advances.
Fees
- Other fees referenced in the downloadable application may be charged.
Personal Card – Preferred Points
Benefits
- Use your Preferred Points Card to earn points that you can redeem for rewards. Earn one point for each dollar spent, up to 10,000 points per month.
- Redeem your rewards points for cash-back awards, retail gift cards, travel, and a wide variety of merchandise including cameras, mp3 players, home theater systems, portable DVD players, sporting equipment, jewelry, luggage, electronics, video game equipment, gift cards, and more.
- 24-hour toll-free live customer assistance available at 800-367-7576.
- Online account information available 24/7 at www.cardaccount.net.
- Rental car collision damage waiver protection.
- Unlike some card offers, the APR* for purchases and cash advances is the same. We do not charge a higher rate for cash advances.
Features
- No annual fee
- Low introductory rate for the first six months.*
- Competitive ongoing APR*
- 25-day interest-free grace period on all purchases. No grace period on cash advances.
- Cash advances can be made for up to 50% of the credit line
- To view or redeem rewards points, visit www.mypreferredpoints.com or call 866-678-5191.
Fees
- Other fees referenced in the downloadable application may be charged.
To Apply Now
- Download the PDF application
- Type the information and then print the application (you cannot save the document, so print an extra copy for yourself), or print it and then complete it using a blue or black pen. Paper applications are also available at our local branch office.
- Fax your completed application to the Card Service Center at 972-650-7054.
You may also mail your completed application to:
Card Service CenterPO Box 569120
Dallas, TX 75356-9120
Contact a banking center nearest you for more information.