Business Deposits

Whether your business or organization generates a large or small volume of transactions, First Federal has a commercial deposit account that’s perfect for your needs. Offering competitive earnings, a host of benefits, and attentive, personalized service that you won’t find elsewhere, First Federal is your FIRST choice for commercial accounts.


Commercial Checking

The Commercial Checking Account is the ideal account for a business with large transaction volumes. The Commercial Checking offers combined analysis statements for the account relationship and a monthly earnings credit on balance. There is a $12.00 monthly service charge but no minimum balance to maintain.


Business Checking

The Business Checking Account offers 500 free transaction items per statement cycle, with a required minimum balance of $2,500. Going below the minimum balance will assess a $10.00 monthly service charge.


Small Business Checking

The Small Business Checking Account offers a low minimum balance account option, with 250 free transaction items per statement cycle and a low minimum balance of $100.00. Going below this balance will assess a $7.00 monthly service charge.


Community First Checking

The Community First Checking Account is designed for not-for-profit organizations. An interest-bearing account with no minimum balance and unlimited monthly transaction items.


Contact a Relationship Banker for more information.

Business Online Banking

Click here to access Business Online Banking


At First Federal, we take extra precautions to protect your account. We monitor ATM and debit card transactions to protect you from fraud. Therefore, we may call you to verify transactions and ask questions about your account. If you plan on using your ATM or debit card, please be sure to create a travel exemption through our mobile banking application by selecting My Cards.  *Certain travel destinations may require additional approval from First Federal/Home Building Savings Bank.  If you do not see the country you are traveling to listed, please contact First Federal/Home Building Savings Bank’s eBanking team at (812) 492-8123 or via email at  If you need assistance outside of business hours, contact (866) 960-2290.

Lost or Stolen ATM/Debit Card?

Please contact us Monday through Friday from 8:00 AM CST to 5:00 PM CST at (812) 492-8123, if your ATM or Visa Debit card is lost or stolen. After normal business hours, call (800) 554-8969. 

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