Business Loans

Empower your business growth with tailored financing solutions.

Small Business Administration

Unlock your small business potential with SBA loans.

Commercial Real Estate

First Federal Savings Bank offers a variety of Commercial Real Estate loan options to meet the needs of your business. Our Commercial Loan Officers will work with you to design a loan that provides the best financing options for you.

We provide funding to:

  • Purchase, refinance or renovate investment or owner-occupied commercial property and buildings
  • Acquire land and build a new investment or owner-occupied commercial building
  • Finance general business needs with a loan collateralized by commercial real estate
  • Finance commercial and residential land development projects

Equipment Financing

We offer equipment financing packages, usually based on a 3-5 year payback timeline (with monthly principal and interest payments). Equipment financing includes business vehicles, computers, electronic technology, tools, or other fixed assets.

FEATURES

  • Flexible terms with competitive interest rates
  • Fixed monthly payments to help you manage your budget
  • Cover long-term expenditures without depleting your savings or the available funds on your line of credit

Owner Occupied/Investment Real Estate

If your business plan calls for you to purchase or construct a building for your own use, with additional rental/lease space for other concerns to generate additional revenue, First Federal Savings Bank is your first stop for competitive financing options.

We also offer attractive loan options for single-family real estate investors. From purchase, through renovation, to sale, count on us for your financing needs.

Working Capital Lines of Credit

Working Capital Lines of Credit are carefully designed for the specific needs of your business. A Working Capital Line of Credit is the ultimate answer to funding periodic changes in receivables and inventory.

FEATURES

  • Relieve the pressure of short-term cash needs, allowing your business to grow
  • Take advantage of supplier discounts or unexpected opportunities
  • Purchase extra inventory during peak seasons

Small Business Administration

The Small Business Administration (SBA) and First Federal Savings Bank offer favorable rates and flexible terms for qualified small business borrowers.

 

SBA Loans and Loan Guarantees Provide Financing for:

  • Working Capital
  • Equipment purchases
  • Commercial Real Estate purchases with as little as 10% equity provided by the small business owner

 

Connect with a Commercial Loan Officer

How can we help your business?

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All loans are subject to credit approval

Everyone from Mike Head, to Dan Dennison, to the tellers are always friendly and helpful.

Anonymous Business Customer

Been a customer for over 20 years with personal and business banking… great bank with great service.

Anonymous Business Customer

Over the years, we’ve worked with several banks and many different bankers, but Dan Dennison stands out as the best by far. He is exceptionally knowledgeable, always providing clear guidance and thoughtful solutions. On top of that, Dan is personable and easy to work with, making every interaction a positive experience. We truly value his expertise and highly recommend him to anyone seeking a top-tier banking professional.

Anonymous Business Customer

The grand opening of our new facility has been the fulfillment of a lot of work and a dream we had years ago.  We would not have made it to completion without the help of many on our team, First Federal being at the top of the list.  Please accept my sincere appreciation for your bank and the relationships that we have been able to foster along the way to this completion.  When we first met on this project, we required a financial partner that could believe in our team and overall business goals, and we found that in your team.  We are very happy to have you guys as our financial partners on this project, among others.

Anonymous Business Customer

I just want to say thanks for all your help as we’ve transitioned our business accounts to First Federal Savings Bank. You all have been great.  One thing that’s been huge is the check scanner Josh set up for us.  We love it!  Hang on to your Treasury Team – they’re all over it!

Dan Pearson - Owner Excel Tool & Die Co

Friendly, helpful, trustworthy.

Anonymous Customer

Always a friendly staff to assist me with my banking needs.

Anonymous Customer

We have been loyal customers since 1988.

Anonymous Customer

Helpful and friendly here in Newburgh.

Anonymous Customer

First Ave staff are awesome and very helpful when needed.

Anonymous Customer

Friendly and helpful staff. Convenient location. No fees! Glad that we switched to First Federal Savings Bank!

Anonymous Customer

Your employees are welcoming and helpful.

Anonymous Customer

Your branch manager and assistant are great at the North Green River branch.

Anonymous Customer

Everyone we have dealt with has been very considerate and helpful.

Anonymous Customer

Customer service is amazing!!

Anonymous Customer

I think your bank and employees are awesome!

Anonymous Customer

Best bank ever! Professional, friendly, makes you feel like family when they know your name as soon as you come thru the door. The appearance, inside and out, are very appealing.

Anonymous Customer

Friendly people. Catches fraud. Have text messages notifications when account is used and love how it works. Any questionable transactions they text to see if I did transactions or not.

Anonymous Customer

The people there are very helpful and very friendly.

Anonymous Customer

I’m 70 years old and not very computer savvy, however I do use the online banking app for my bills. Whenever I’ve had a problem or a question comes up, Jessica, Kyle and Angela from Home Building in Petersburg have always answered my questions and solved my problems. It’s a nice feeling to know your bankers go out of their way to help an old customer.

Anonymous Customer

Most well ran bank! Best tellers, helpful friendly and knowledgeable.

Anonymous Customer

The employees at North Park are the best bankers in Evansville.

Anonymous Customer

Great location, easy access, friendly people. Cannot complain.

Anonymous Customer

The staff at your Bellemeade location all deserve a PTO day on their pay checks. They even told me how to set up my Christmas Club account and I love that fact that you give me the ATM fees back. Please keep up the good work.

Anonymous Customer

I personally think you all have the greatest team members at every location. They are helpful and friendly.

Anonymous Customer

Everybody is very nice and very helpful with whatever I need to do. It’s always a pleasure to come into the Bellemeade branch.

Anonymous Customer

Always pleasant experience when I deal with First Federal Savings. Love the online banking option. Allows me to control/track finances with a keystroke.

Anonymous Customer

Your Bellemeade location in Evansville has awesome people. Kind, patient and friendly to the seniors.

Anonymous Customer

Been banking with with First Federal since the early 80’s. Wouldn’t change anything the company has done in improving their operations since we started banking with them.

Anonymous Customer

I always try to use local businesses and banking is no different.

Anonymous Customer

I’ve always been VERY PLEASED with the service at the bank.

Anonymous Customer

I mainly bank at the Newburgh location. Jill Wetzel and her staff are always friendly, helpful, and professional in their service.

Anonymous Customer

Everyone is friendly, knowledgeable and does their best to help. Best group of people I have ever dealt with at the Davis Lant location.

Anonymous Customer

The employees at my local bank are always very nice and friendly. They are knowledgeable.

Anonymous Customer

Your staff is always kind, and very helpful any time I need assistance.

Anonymous Customer

Love the people who work there always willing to help and explain things when I don’t understand.

Anonymous Customer

Newburgh staff is awesome. I love going in and doing business with them. Super friendly and eager to help me anyway they can!

Anonymous Customer

The employees at Petersburg are excellent. Friendly, courteous, always smiling. I love the Friday cookies.

Anonymous Customer

Staff always eager to help you!

Anonymous Customer

I have had my account for 14 or 15 years. I have always been happy and satisfied with the service I receive.

Anonymous Customer

I use the Bellemeade Branch and everyone is friendly and give excellent service.

Anonymous Customer

I have been banking here and in Petersburg for over 40 years and am very satisfied with the responses to any problems I have had.

Anonymous Customer

Everyone is very helpful–great customer service.

Anonymous Customer

I was pleased with the efficiency and professionalism consistently displayed throughout the process of setting up my savings account.

Anonymous Customer

Everyone I’ve ever dealt with at any branch has been nothing but nice and professional. Always a smile, which is hard to come by in the customer service biz.

Anonymous Customer

The employees are very friendly, and try to go out of their way to help you.

Anonymous Customer

The team was very well informed and patient.

Anonymous Customer

Simply the best bank in Evansville.

Anonymous Customer

I really like the feel of a smaller local bank. When I go into the Bellemeade location, all of the tellers are very kind. Same is true when I need to call your headquarters. Keep up the good work!

Anonymous Customer

I had moved to Evansville many years ago and opened checking & savings accounts with FFE then. Although I have not lived in Evansville for many years, I have kept both of those accounts active. The customer service is exceptional, especially at the University Drive location. Everyone at that branch is always pleasant and helpful. I needed help with wire transfers last fall and both of the staff who helped me were fabulous at getting everything moving quickly.

Anonymous Customer

Great customer service by our banking rep.

Anonymous Customer

You are the best bank I ever worked with. I used to bank in Germany until I came here in 1980. They weren’t even close. You are the best.

Anonymous Customer

Your staff is excellent and friendly. Your internet services are easy to navigate and understand. Wouldn’t change a thing.

Anonymous Customer